For some minor bumper damage repairs, the costs may be less than your insurance deductible. It’s also important to consider who was at fault for the collision. If you were at fault for the accident, you will need to check your insurance coverage to weigh your options. Collision coverage will pay for damage to your vehicle and the other party’s vehicle. If you were not at fault, you can contact the other driver’s insurance company to claim the bumper repair or replacement costs.